House of a Loving Friend Essay -- Observation Essay, Descriptive Essay

Place of a Loving Friend My eyes were half closed as slobber overflowed all the rage going to get away from any moment and dribble onto the work area. Mr. Johnson didn't appear to see, and addressed on in his consistent monotone voice. A bit of paper arrived around my work area, which snapped me back to reality making me guzzle up the overabundance fluid all the rage. The paper was a note from Keli. That appeared to be all we could possibly do in Philosophy, compose notes. I opened it and looked down at her slick, smooth penmanship. What's going on? was what I discovered gazing back at me. I glared at the inquiry posing to myself something very similar. The day had been awful, and for what reason I was uncertain. I was miserable and needed to escape. I needed to head off to some place where joy flooded and would encompass me in its glow. At that point, at that point, I realized what I expected to do. I expected to go see Ella. As I ventured from my vehicle, the frigid breeze stirred my hair and stung my face. I shut my vehicle entryway and turned around to see Ella's home. A little cream shaded one-story house, sitting underneath an earthy colored metal rooftop, met my look. Eye-like windows looked at me with a lively light saying that everything would have been al-right. Crawford Reservoir waited out of sight, making it appear as though the truly flawless house. Pine trees were irregularly positioned around, and Ella's old, blue vehicle sat in the garage giving it a genial climate. I grinned and hurried to the entryway not needing one more moment to be spent neglected air. I pulled back the old tempest entryway, winding the metal handle of the white wood entryway simultaneously; I simply needed to get inside. The subsequent I was in the house, warmth overwhelmed my essence. I remained there savoring it; it was the inclination I had wanted for throughout the day... ...xist, and I scowled at the thought. These pale white dividers would be vacant without a doubt when that day came. Not having any desire to consider the idea, I drove it from my brain, grinned and chose to appreciate each second with her I had today! As I stayed there tuning in to Ella, I understood there wasn't anything extraordinary about the house. It was Ella. She caused the house to appear to be bursting at the seams with adoration and bliss. I had never known a day when I strolled through her entryway and didn't feel my heart swell with the affection inside these dividers. As I got up to leave the vibe of, Kindly don't leave me! showed up in Ella's eyes, and I needed to cry. I vowed to return one week from now and live the brilliant second over once more. I ventured outside, and once more, the breeze attempted to get me with its cold fingers, however it proved unable. Bliss was flooding in my heart, and the glow of Ella's adoration encompassed me like a warm cover.

Portrayal of Terrorism in Film

Depiction of Terrorism in Film Luke Costen Psychological warfare and the common persuasively of the British film industry, the class of parody Psychological warfare is an exceedingly irresolute theme and one that turns out to be especially equivocal when endeavoring to characterize. When attempting to grasp the inspirations of a particular fear based oppressor association, one must beginning by thinking about the setting of the demonstrations of fear based oppression, by investigating ‘the chronicled, social, monetary, ethnic and even mental variables that have some impact on thought, conduct and action.’ (Whittaker, 2012: 4) along these lines the idea of a general and target definition is for all intents and purposes inconceivable. The dissimilarities between the United Kingdom’s and the USA’s definitions raise contention over the obviously logical and emotional nature of what fear based oppression is. ‘The use or risk, to propel a political, strict or ideological reason, of activity which includes genuine savagery against any individual or property’ (Whittaker, 2012: 3). This defini tion fittingly legitimizes the presence of state psychological oppression, hypothetically characterizing the USA as a state fear based oppressor, because of the monstrosities occurring in the Middle East over the previous decade. While the USA’s proportionate complexities this thought, it expresses that fear mongering must be clandestine and submitted by subnational gatherings. This exposition will investigate the idea of political correspondence, exhibiting the shared impact between contemporary Terrorist associations, especially Jihadism and the mocking sort, inside the British film industry. This article will in this manner figure the setting of the accompanying contextual investigation; an examination of Four Lions (2010), a dark parody that provocatively caricaturizes Islamic psychological warfare, acculturating the British brought into the world enemy of hero fear mongers, investigating teaching, islamophobia, and police insufficiency while fighting the issue of psychological warfare. The 7thJuly 2005 London bombings resound all through the content, making a social discourse on the occasion and the fixation that the traditionalist western media have with Islamic fundamentalism, that further help the sentiment of antagonism of British conceived Muslims. The most significant viewpoint in what politicizes correspondence isn't the cause of the message, rather it is the topic and the expectations of the message. (Denton and Woodward, 1990: 11) This characterizes political correspondence as available to anybody aiming to say something about a policy centered issue in the public eye, accentuating that conveying politically isn't selective to the administration and the elites that control worldwide and national governmental issues. This accordingly permits the general population to pass on political messages through any methods conceivable, for example, any type of media or even the body itself (the dark or gay freedom). Anyway this can be challenged as getting a valid stage may require a previously solidified position or political force, the individuals who do, will discover it impressively less difficult to make sure about media inclusion; thus it is far simpler to communicate their message. (Wolfsfeld, 2011: 2) Film just as other fluctu ating media can be viewed as a procedure that permits a person to arrive at an intended interest group just as more extensive crowd, so as to pass on the planned political message, and can maybe give some clarification to why bodies are utilized in outrageous types of political correspondence. The two demonstrations of psychological oppression and the film business can be similarly observed as different types of political correspondence, trying to feature predominant issues in the public arena. Separately psychological oppression, explicitly self destruction fear mongering is the most extreme act of political correspondence and one that is practically difficult to completely comprehend. With regards to strict self destruction, a new idea in mainstream society is still far more obvious then the common self destruction. The radicalized Muslim; mujahedeen will be significantly remunerated for participating in the blessed war and, finishing God’s will in devastating the unbelieve r powers, his family will be thought about, and get an installment for their misfortune a kind of life coverage. (Whittaker, 2011: 26) Despite the fact that the act of film-production in its unique structure isn't naturally strategically or imaginatively charged, its pliability and decent variety as an inventive media take into consideration masterful and political articulation. It is the executive or makers of a film message that can accordingly communicate aesthetic and political dreams making a vivid type of political correspondence. Appetite (2008) follows Bobby Sands, a detained IRA part who considers the to be of his life as basic for the increase of political destinations. Yearning looks to change sees on IRA as in Britain naturally malicious, seeing the gathering as political dissidents scanning for autonomy. Obviously the demonstration of fear based oppression in itself is detestable, yet issues of setting recount to a Janus-confronted story, at last adapting the people of an impressively mediocre political group.Hunger(2008) shows the political strategies Margret Thatcher utilized against the IRA detainees , she would not politicize the IRA individuals. This would, right off the bat characterize them as political detainees, yet more significantly adapt the unique individuals behind the demonstrations of psychological oppression, in this manner tolerating that their political philosophies were genuine and abstract worth frameworks, with recorded, social and social settings. Disregarding this would additionally estrange the IRA from the British open, dismissing any potential feeling of sympathy or compassion, driving a drawn out, useless and bombed endeavor to recover their freedom from the colonialist head of state. The psychological militant gathering penances their life for the movement and advancement of their motivation; they are commonly mistreated over an extended timeframe and consider the to be as the proper and imperious thought processes so aggregate organizations can flourish. (Whittaker, 2011:25-26) Thus examinations can be attracted the endeavors to battle Jihadism and a comparative rhetoricis utilized by the broad communications so as to strip political authenticity. Anyway Thatcher’s talk of dismissing the political was at that point set up, as Jihadism, is the aggregate association ofIslamicbrothers and the ‘holy war against the infidel.’ (Whittaker, 2011: 47) So the setting of religion is the thing that becomes the overwhelming focus, in this manner correlations with comparative results can be drawn. Anyway religion can be politicized especially as psychological warfare, as political goals exist all the while with strict ones. Affliction is exceptionally respected for the fundamentalist, and accepts they will be remunerated for finishing God’s will, while the psychological militant association profits by political increase. (Noonan, 200: 97) The British broad communications only here and there politicize Jihadism psychological oppression, all toge ther tomaintain the public’s absence of appreciation, and separation of the individual, keeping the general population from seeing a reasonable individual with feelings and a heart. A cliché Arabian picture of Islam has now gotten equivalent with the antagonistic picture of world psychological oppression, because of the Middle Eastern inceptions of Jihadism. The broad communications has along these lines made a model foe with discernable philosophies, conviction frameworks, making the figment that they restrict our own, lastly a picture that can be applied to Asian Muslims. This has delivered social distance, a conspicuous issue in multi social orders, where British conceived Muslims become offended from their nationality and society, along these lines become handily radicalized. Assaults are unforeseeable and submitted tactfully by unnoticeable individuals. (Whittaker, 2011: 71) Basically the film ventures primary reason inside an entrepreneur framework is to make a benefit, in spite of the fact that the British film may have increasingly aesthetic and political integritythanAmerican film, its innate standards are on a very basic level neoliberal. These qualities rivalIslamicfundamentalists of Islam, and speak to USA’s and the UK’s commanding power of culture government inside the Middle East. In the wake of the Iraq war, advertises already far from American impacts, were put legitimately heavily influenced by a little gathering of American business’ by methods for government contracts. (Harvey, 2005: 7) British film can be deciphered as commonly impacting with fear based oppression, proliferating the view that the Western financial and political belief system is socially better than that of the East, and the wretched idea that it is the obligation of the western world is to acculturate Islam, misusing the monetary addition of neoliberal ising recently involved countries and the persistent turning of the worthwhile war machine. Accordingly western qualities occupy underlining topics in film, for example, the entrepreneur dream, the monetisation of for all intents and purposes everything, ordinarily upbraiding religion, and ignoring equivalent ethnic assorted variety. The Terrorist Act [2000] impressively expanded policing power, and ‘has no such provision,’ (dissimilar to past counter-fear based oppressor measures) ‘and this is its boss danger’ (McGovern, 2010: 138). Counter-fear mongering is an obvious procedure; acts are set up expanding the policing powers so as to forestall psychological oppression all the while. Then again counter-fear mongering acts can be mishandled setting an excess of intensity in the police power, this takes into account the potential on encroachment on common freedoms, accordingly putting an excessive amount of intensity in the unavoidable inborn partialities that some cops may have. It is along these lines conceivable this could cause an inconvenient impact on society compelling an insurrection of‘ home-grown’ psychological oppressors to develop. It is possible to expect that the Muslim people group can get disappointed in British society due to ‘neo-preservationist counter -terrorism’ set up. (Whittaker, 2011: 77)The way that film and fear mongering impact each other isn't exclusively negative. Essentially the incorporation of thesubject matter of terroris

Partnership Essay - 275 Words

Partnership (Essay Sample) Content: NameTutorCourseDateA partnership allow persons to conduct business commonly and they share the profits or losses so is the liabilities and obligations of the partnership. In the example given of the marketing consulting partnership, the partners had accepted to add a new partner from time to time. Whether the new partners are subject to the prior partnership liabilities and obligations or their retiring partner obligation upon leaving the partnership is dependent on the existing partnerà ¢Ã¢â€š ¬s decision.In most states, there are corporationsà ¢Ã¢â€š ¬ laws the exempt new partners to an existing partnership from obligations that were incurred before his/her admission into the partnership. In the absence of such a law, the partnership need to have a written agreement on procedure and standards which a new member has to meet in order to be accepted. In this agreement they can clarify that the new member wonà ¢Ã¢â€š ¬t be liable to prior obligations of the business .Dissolution of a partnership will occur if a partner dies or leaves. But in Herbert and others marketing consulting partnership they can have a buyout agreement which is within the jurisdictions of the law. A buyout agreement will give them an option of what to do when one of their member retires which include selling his share at the agreed price. They will clarify if retiring partner...

The History of Apple Computers Essay - 1326 Words

Apple began on April 1 , 1976 and it was incorporated in 1977. The first apple computer which was called Apple I was invented by Steven Wozniak. In 1984 Apple next launched the Macintosh. Then a few months after they launched the Macintosh was launched they introduced the LaserWriter it was the first post script laser printer that was sold at a price that was affordable. In the 1990’s Apple decided to get together with IBM and Motorola. Their goal was to create a new computing platform for their company . In 1997 Steve Jobs announced that Apple would join Microsoft to release new versions of Microsoft Office for the Macintosh. In the same year Apple introduced the Apple Store. In 2001 Steve Jobs decided to launch a number of Apple†¦show more content†¦Schiller: Senior Vice President Worldwide Marketing †¢ Bruce Sewell: Senior Vice President and General Counsel †¢ Jeff Williams: Senior Vice President Operations The products that Apple produce are the: iPad, iPhone, Mac, iPod, software, iCloud, and iTunes. The events that Apple have are to launce their new products such as the iOS .Tim Cook is the main speaker at these events that occur. Business Strategy Analysis The objectives for writing a corporate business strategy plan is staying committed to bringing the best user experience to its customers through its innovative hardware, software and services. Their strategy also includes enhancing and expanding its own retail and online stores and its third-party distribution network to effectively reach more customers and being able to provide them with a high-quality sales and post-sales support experience. 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Introduction†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 4. History of Apple†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 4.1.Macbook†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 4.2. NeXT†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 4.3. NeXT and Apple†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 4.4. ipod 4.5. ipad†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. ACKNOWLEDGEMENT I would like to express my gratitude and appreciation to everyone who gave meRead MoreExecutive Summary for Apple, Inc. Essay1218 Words   |  5 PagesApple Inc. Kenya Jordan, Ashley Kirschmann, Etta Stewart, Leah Monego, Rodrigo Ramos ACC/280 March 27, 2011 Glenn Purcell Executive Summary for Apple, Inc. Company History Apple Inc. is a corporation that designs and manufactures computer hardware, software and other consumer electronic products. The company is known for the Macintosh personal computers, iTunes media applications and the iPod personal music players. Apple was founded in April 1976 by Steven Wozniak

The Economics Of Climate Change - 1400 Words

The Economics of Climate Change The world economy is a very complex system; in the system harmful externalities disrupt capital flows and determine economic productivity. Most notable of these externalities is inadvertent global warming. Spending towards research and regulation of climate change at both the national and international level are very important in determining current and future business trends. Economists and scientists worldwide continuously debate the pros and cons of emissions reduction and what consequences can quickly follow. Though many have different views on the issue, all can agree that the immediate and long term effects of climate change have become an economic matter of paramount importance. The sweeping impact from climate change will have important fiscal, financial, and macroeconomic ramifications that influence global commerce standards. â€Å"In the absence of concerted action by the world’s governments, anthropogenic greenhouse gas emissions will cause global temperatures to increase between 3 and 8 degrees Fahrenheit over the next century† (Ranson 2). Gradually, this rise in temperature causes changing precipitation patterns, rising sea levels, and a decrease in snow cover that enables a broad range of climatic shifts to take place. Considering such sudden environmental decay, there is a very limited time frame to gather scientific data that shape public and foreign policy. Therefore, when monetarily analyzing climate change it is important toShow MoreRelatedThe Economics Of Climate Change1384 Words   |  6 PagesTristan Ridley English 102 Professor Pontillo 28 January 2016 The Economics of Climate Change The world economy is a very complex system; in the system harmful externalities disrupt capital flows and determine economic productivity. Most notable of these externalities is inadvertent global warming. Spending towards research and regulation of climate change at both the national and international level are very important in determining current and future business trends. Economists and scientists worldwideRead MoreEconomic Perspective Of Climate Change1543 Words   |  7 PagesLuzhen Wu Professor Belfied Eco 228W 5/8/16 Economic perspective of Climate change Climate is an average weather condition during a region in a given period, it will not change by one day or one night, but instead caused through over time. From the perspective of meteorology, The climate change refers to a specific location, time of regional or global climate change or conversion, based on the all of the conditions associated with the average weather characteristicsRead MoreEconomics of Carbon Emissions and Climate Change1109 Words   |  4 PagesEconomics of Carbon Emissions and Climate Change The economics of climate change is a very controversial and disputed. To even discuss what should be done economists have to either state whether or not global warming and climate change exist. According to the CATO article, Climate Change vs. Climate Models (Michaels and Knappenberger, 2013), â€Å"The models’ estimate of the increase in temperature resulting from a doubling of carbon dioxide concentration may simply be too high.† As questioned in theRead MoreClimate Change And Its Effects On Economic Growth Essay8671 Words   |  35 PagesTABLE OF CONTENTS CHAPTER ONE: INTRODUCTION †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 1 Background †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 1 1.4 Climate change adaptation and mitigation †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 9 1.7 Problem Statement †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..... 11 1.8 Objectives of the study †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦.. 13 1.9 Research questions †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 14 1.10 Significance of the study †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 14 CHAPTER TWO: LITERATURE REVIEW †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦.. 16 2.0 Introduction †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..†¦.. 16 2Read MoreEconomic, Environmental, And Social Repercussions Of Climate Change In Canada1798 Words   |  8 Pagesput forth so as to inform readers about what is really going on in Alberta. Albertans are in the infancy of the potentially massive economic, environmental, and social repercussions of climate change. The province just felt its hottest year on record (CITE) and is heading into unknown territory. Into the bargain, Alberta is just getting over one of its worst economic bust cycles that it has ever witnessed. The price of oil has fallen FIND THIS OUT 2014-2015. This has had a dramatic impact on familiesRead MoreThe Effects Of Climate Change On Social, Political, And Economic Stability1856 Words   |  8 Pageshow do societies react when exogenous variables prohibit access to the basic staples of life? Manfred Steger speaks briefly on globalization and environmental degradation and fails to draw real conclusions about the impact of climate change on social, political, and ec onomic stability. In Steger’s A Brief Introduction to Globalization, he contends that, â€Å"how people view their natural environment depends to a great extent on their cultural milieu†¦ [And] the US-dominated culture industry seeks to convinceRead MoreEconomic Impact Of The Climate Change On The Southeastern Region Of The U.s. And Texas1252 Words   |  6 Pages Economic Impacts of the Climate Change in the Southeastern Region of the U.S. and Texas Presented to Prof. Robin Kessler Prepared by Daniel Aru BA 3350 November 5, 2015 Table of Contents: Executive summary ------------------------------------------------------------------- 1 Introduction ---------------------------------------------------------------------------- 2 General trends ------------------------------------------------------------------------- 2 Texas Read MoreEconomic Impacts in Water and Energy Issues Caused by Climate Change in Russia 2690 Words   |  11 PagesEconomic Impacts in Water and Energy issues caused by Climate Change in Russia Global Scope Generally, climate change has caused some predictable and potentially heterogeneous problems globally. Some of them are positive. For instance, increased atmospheric COâ‚‚ are predicted to bring about overall small increases in European crop productivity. Globally, warming will shift our living circumstances into a more risky and comparably inadaptable direction. The key vulnerabilities including theRead MorePoliticians Have Caused War, Economic Recession, Terrorism and Climate Change1906 Words   |  8 PagesAbstract: In the recent times our world is going through significant changes. There are wars all around the world, Countries are caught in clutches of economic turmoil, Terrorism and Climate change are the biggest threat faced by human civilization, Abuse of human rights is mounting in almost every country, Corporate bankruptcies are skyrocketing, Poverty and Unemployment are at its peak and numerous other challenges. This makes us to ask several questions; who is responsible for all this? WhatRead MoreClimate Change Has Changed The Way We Understand Economic Growth And Development2502 Words   |  11 Pagesthe relation between economic growth and development, and environmental issues have been emerging, including the discussion whether fundamental changes in society is required to realize long-term environmental sustainability. Several measures have been introduced in order to address climate change; on the other hand, the extent to which climate change has changed the way we understand econ omic growth and development is controversial. This essay will argue that climate change has changed the way we

Organizational Approaches to studying the human body free essay sample

There are seven organizational approaches to studying the human body. The first would be body planes and body directions. The body can be divided up into three sections, front and back, top to bottom, and left to right. The names of those three planes are the coronal, the transverse, and the sagittal planes. When you are studying organs or tissues you could use this approach to make sure the job gets done to the most accurate degree. Looking at the lungs, brains, and joints can be difficult sometimes so in that case you would use the body and planes approach. The body can be studied also according to the body cavity approach and by looking at the major internal organs. Most of the time that you see this approach being used the reasoning is to look deeper into the body and find disease. When conducting a physical exam on someone they may use an approach to identify where your internal organs are placed called the quadrants and regions approach. We will write a custom essay sample on Organizational Approaches to studying the human body or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page There are four quadrants, URQ, ULQ, LLQ, and LRQ. There are also nine regions. The nine regions are the right and left hypochondriac, the epigastric region, the right and left lumbar regions and the umbilical region; finally there is the right and left inguinal regions along with the hypogastric regions. This approach works the best when being given a physical exam for school sports or whatever. The next approach that may be used to study the human body would be the anatomy and physiology approach. This approach can be used for studying the structures in the body and how they react to certain things that you may or may not do on a daily basis. This approach is also good for examining and studying cells or the nervous system. Microscopic and macroscopic may sound similar but they are far different. This approach can be best exercised in looking to see how cells combine to make a larger cell. Next on the list is the body systems approach. In this approach you can easily study the circulatory system as well as the respiratory system. The last and final approach that you can study the human body with is the medical specialty approach. In this approach you are able to study the human body for medical use.

The Belief in God

Table of Contents Introduction Arguments for the belief in God Arguments against the belief in God Conclusion Works Cited Introduction Arguments have been propounded on whether God exists in reality or merely in the human mind. The two major schools of thought are: belief in the existence of God and the belief that the universe just happened. Within these two schools, again, justifications differ. This work argues in favour of the existence of God, borrowing a lot from the arguments of St Anselm.Advertising We will write a custom essay sample on The Belief in God specifically for you for only $16.05 $11/page Learn More In debating the existence of God, St Anselm has borrowed a lot from the bible and from nature as well. He has given examples of the natural events and logical arguments all in support of the idea of the existence of God (Berkhof 36). Arguments for the belief in God To begin with, St Anselm argues that God’s existence is a realit y in the human understanding. The existence of this idea in the human mind, according to this argument, means that there is such a possibility. If there were no such a possibility, then even the thought would not be existing (Berkhof 45). A different look at the idea revolves around the possibility of God’s existence. Since the arguments for the existence bears no fundamental contradictions, and therefore a logical possibility, then God might be existing in reality. Contradictions in philosophy come about when logical flow lacks in an argument. For instance, a phenomena existing and not existing at the same time, results into fallacious arguments. The concept of God is free from any form internal contradictions, because by the mere mention one gets an idea of what is meant, the idea of an omnipresent, omniscient, and omnipotent Being (Berkhof 47). A further argument for the existence of God is derive from a point of an already belief in the existence of God. St Anselm argues that the idea of the existence of God is acceptable. This being the case therefore, that God exists in our minds, and that humanity acknowledges that God is greater that humanity, then God must be existing in reality. Whatever exists exclusively in our understanding should be, logically, greater than whatever exists merely in the spirit, that is, in the minds. The existence of God is justified in the sense that existence in the mind as a concept limits the idea of God already in the minds of people (Berkhof 49).Advertising Looking for essay on religion theology? Let's see if we can help you! Get your first paper with 15% OFF Learn More Arguments against the belief in God If God were to exist in our mind and not in reality, then the many attributes given to him would be baseless. More so, it would be less convincing in theoretical terms, and even prayers made in God’s name would not be as emotional. Therefore, the thinking that God exists in spirit can only be s trengthened by an imagination of a physical God, and thus the real nature of God’s existence. Should this argument be adopted, then it follows automatically that God exists and that he is greater than humanity. Supposing that the existence of God was considered in light of the argument that God exists in the mind but not in the physical world, then it would mean that God is a Being, above whom there is another being. In logical sense, this argument is a contradiction, standing contrary to the belief that God is omnipotent (Toner 103). It is also possible that there has to be a moving mover, a Being greater than all other beings, a Being that made all others in to motion. According to St Thomas of Aquinas, to end the long causality chain, there has to be an end, and this end, the Prime Mover, is God. Alongside this argument is an argument that there is always an efficient cause. A phenomenon cannot by any understanding be its own efficient cause. To put this argument of an eff icient cause to rest, St Thomas of Aquinas suggests the existence of God, the beginning of everything there is in the universe (Toner 104). The concept of possibility and necessity as argued by St Thomas is yet another way of arguing the case. Every thing that exists must have of necessity, a source. In other words, everything possible must, be necessity, have a cause, as nothing can cause itself. Only God caused himself, and all other things are traced back to God. God is the Being that does not need another pre-existing phenomenon to come to existence (Toner 107). Conclusion The existence of God is further justified by a design-based argument. That nature is well planned and well balanced, that things happen in routine basis, which would have otherwise been impossible were it not that there is a greater Being who orders the universe. There are many things that lack intelligence, but act intelligently. This means that all these have a force behind them, and the force is arguably Go d (Berkhof 67). The above arguments lead to a conclusion that God exists, and that he is the all powerful God, the author and finisher of all under and above the sun. Therefore, God does not only exist in the mind, but also in reality.Advertising We will write a custom essay sample on The Belief in God specifically for you for only $16.05 $11/page Learn More Works Cited Berkhof, L. â€Å"Systematic Theology.† Grand Rapids (1939). Print. Toner, Patrick. â€Å"The Existence of God.† The Catholic Encyclopedia. Vol. 6 (1909). print. This essay on The Belief in God was written and submitted by user Tomas to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

Paper Sample

Critiquing Qualitative Research, Essay/Paper Sample Critique of a Qualitative Research Abstract This essay entails qualitative research study critique. The main research study that will be critiqued is Mr. Seda’s Identity theft and university students: do they know, do they care? Published in 2014.   Mr. Ludek Seda lectures at Flinders Business School. He has different qualifications such as Bachelor of Legal Studies (Police University of the Czech Republic), Bachelor of Commerce (Honours) (Flinders University), Certified Fraud Examiner (Association of Certified Fraud Examiners), among other. His responsibility includes FBS Academic Integrity Coordinator. Throughout his research study, Mr. Ludek used semi-structured interviews that were periodically scheduled. The interviews served as the primary tool for collection of data. Twelve undergraduate students from Flinders Business School were sampled out of the entire population for the purpose of research. There were six females and six male and face-to-face interview design was used. The purpose of the research was to offer an explanation of factors influencing the relationship between University student’s awareness of identity theft risks and the prohibitory steps they take. My critique of Mr. Seda’s Identity theft and university students: do they know, do they care?   Will involve holistically evaluating the study as an epitome of a qualitative research. Moreover, I will base my arguments on factors that must be considered when developing research questions and research approaches for a qualitative research (Seda, 2014). Critique of a Qualitative Research The Identity theft and university students: do they know, do they care? Has two research questions. The first question- Do university students know about identity theft? Second question- Do university students care about identity theft? These two research questions are valid and within the scope of the research study. The research uses these questions as a guidance for his research. They focus on the identity theft. The questions have exploratory verbs and specify the participants. The research questions are developed with long-term agenda. Furthermore, they are well defined (Bryman, 2012). The qualitative research approach used in the study is semi-structured interviews.   The following are the ways in which the researcher develops the design: The first thing is that he prepares the questions ahead of time. At this stage the interviewer gets ready for the data collection by scheduling his dates of carrying out the interviews. Consequently, the questions set are open-ended. The open-ended questions provide the opportunity for discussions that diverge from guide of interview.   The researcher is able to tape-record the interviews and analyze them after transcript. However, the disadvantage of semi-structured interview is that it is difficult to conducting interview and putting down notes simultaneously. Developing a dialogue and rapport are essential in offsetting the difficulty of recording the interview while conducting the interview. Mr. Ludek uses semi-structured interviews that are periodically schedule (Rowley, 2012). The research study contains logical and clear connections with the components. The design choice puts ethical implications into consideration. For example, Seda chooses to interview six female and six male students. His choice of design is fair and just to gender divide because it does not show gender discrimination. The identity theft is a problem affecting both female and male students (Australian Crime Commission , 2011). Conclusion In conclusion, Seda’s Identity theft and university students: do they know, do they care? is a qualitative research study whose research questions and alignment exemplifies all the requirements for a perfect qualitative study. Seda uses quality research questions that leads into the answers to the identity theft among college students. References Australian Crime Commission . ( 2011). Organised Crime in Australia, Australian Crime Commission,. Australia. Bryman, A. (2012). Social Research Methods. Oxford: Oxford University Press. Rowley, J. (2012). Conducting research interviews†, Management Research Review (Vols. 35 Nos 3/4, ). Retrieved 10 13, 2016 Seda, L. (2014). Identity theft and university students: do they know, do they care?. Journal of Financial Crime, Vol. 21( 4), .461 483. Retrieved from http://dx.doi.org/10.1108/JFC-05-2013-0032

Healthy Grief Essay Example | Topics and Well Written Essays - 500 words - 1

Healthy Grief - Essay Example There are several differences in the exact stages, but one of the most commonly used is Kubler-Ross’s five stages of grief: denial, anger, bargaining, depression, and acceptance (Pastan, 1996). This essay uses Kubler-Ross’s grieving process theory to analyze the stories of Job and Dan. Job has been blessed by God with a prosperous and contented life. But his faith is tested by God by allowing Satan to take away all the precious things Job has, such as his huge belongings, livelihood, and his beloved family. This massive loss has brought too much grief to Job. However, Job’s grieving process does not rigidly follow Kubler-Ross’s five-stage model. His first response is ‘acceptance’, which should be the last phase. He completely accepts that all the things taken away from him belong to God and only God has the power to take them. Eventually, while his sufferings pile up, Job became angry. His anger is rooted in his belief that he has done nothing wrong and thus does not deserve the sufferings he endures. But when God comes up to him, Job bargains by asking for forgiveness. Similarly, Dan, who is facing death, initially accepts the reality of dying by objectively looking at his situation. He accepts that his time has finally come and that it is time for him to answer for all his sins. Afterward, he becomes angry of himself for trying to kill Joseph and for all the evil deeds he has done throughout his life. The only difference between Job and Dan is the cause of their grief: Job witnesses the death of his beloved family while Dan faces his own death. However, what is fascinating about these stories is that even with the presence of grief joy still blooms in the heart of Job and Dan. Their grief develops from a painful acceptance of what is most important to them; whereas joy relights in them the marvel of God’s salvation through acceptance of their tragic experiences. Thus, according to Archer

A Critical Analysis of the Early Years Foundation Stage (EYFS) Essay

A Critical Analysis of the Early Years Foundation Stage (EYFS) - Essay Example There are seven main parts that are covered at this stage. They include the social and emotional development. This allows the children to recognize who they are as well as respecting other people in the society. At the same time, the children learn how to perform certain activities such as dressing. Communication and problem solving are other important areas of learning at this stage (Silberfeld 2009, p.67). The children begin developing the confidence needed when communicating. At the same time, they learn how to solve problem through games and listening and answering questions from stories. The curriculum also ensures that children understand the world they live in and development physically and creatively. They understand the world around them through use of different materials and tools to create their surroundings. The EYFS is used as a platform that prepares children for what they will become in future (Beckley 2009, p.98). The knowledge and the kind of preparation at this stag e dictate how the children will respond to learning in future. The environment in which the children are raised is imperative. It determines whether such children become intelligent or not. While certain settings foster intelligence, others do not (Carr 2005, p.65). it is imperative for teachers to know that children at this stage learn more from observation and what they hear. The children believe the information passed to them. They are not able to criticise like their counterparts in late childhood (Callaway 2005, p.67). For that reason, accurate information is vital at this state. This includes the information on chats, which the pupils are expected to read. It is difficult to undo what the children have already recorded in their mind. The curriculum is the most important tool in ensuring that the children acquire the best learning while still in their early stages (Glazzard et al. 2010, p.98). However, one of the most striking feature is the fact that play becomes an integral p art of learning (Edwards 2001, p.38). Children understand better, when concepts are addressed through play. It has been effective in ensuring that children develop both physically, cognitively and socially (Glenda 2003, p.98). Through play for instance, most children are able to discover their potential. This is especially when such children are involved in activities that involve role-play. It is therefore imperative that the curriculum involve all kinds of play to ensure that the children concentrate and get the best out of learning (Goffin 2011, p.78). The following discussion will focus on the role of curriculum in promoting learn as well as how play promotes learning. The environment where the children are exposed is supposed to be safe and free from any materials that would cause any harm. It is the responsibility of the school management to ensure that the structures are well constructed and are safe to be used by the children (. The classroom for instance should have enough space where the children are allowed to play and interact. With the current need for inclusion, I it is also vital that the designs of such classes make it possible for children with disabilities to learn. They ought to be made part of the class and benefit just like any other child. In addition to that, the current classes may have children from different cultural backgrounds. The teacher has a responsibility of ensuring that such students benefit from this kind of setting. To help understand the above themes, I visited a primary school in New Ham East London. It was a class that had the children at the age of between 3 and 4. The class had a total of 25 pupils with one main teacher. The class has children from dif

The European sovereign debt crisis during 2010-2011 Essay - 1

The European sovereign debt crisis during 2010-2011 - Essay Example Matters involving liability crisis have in the recent years being reported globally, as the level of the sovereign arrears of some of the financial scheme of the world have risen, giving them a threat of failure to pay. A Financial network is thought to be in an obligation crisis once its government has failed to pay its debt. However, not any of the nations that are at present in debt disaster has defaulted, but they involve extremely high government debt balances, and their bond output spreads in the securities of the government have gone up, as a result, there is relegation of their sovereign ratings for credit. When an area suffers this crisis, it might be able to undergo a sudden discontinue of inflows from the foreign capital because of major loss of capitalist confidence regarding the economy. The Eurozone had kept an overall acceptable short-term financial credit between 1999 to the year 2007. However, there existed large as well as continuing inequities in the region.  "Greece, Spain, Portugal, and to a lesser extent Ireland†, sustained massive current account shortfalls, and Germany, Netherlands, along with Luxembourg, had profits in the account (Braga & Vincelette 222). The providers of the large plus extended current account losses are dissimilar across these countries. As years went by, the deficits balances of the current financial standing have been increasing, also, a decrease to the surpluses in the other countries. The existing crisis on debt commenced with the demise of the banking corporation in Iceland in the year 2008, and spread to some of the countries in Europe like the Ireland, Portugal, as well as Greece in the year 2009. At the beginning of the second half of this year, reports concerning the debt crisis on the United Sates also blew up (Economic Review 1; Braga & Vincelette 222-225). The crisis originated from various factors and had tremendous implications to the economy of the European countries. GDP Growth in the Euroz one, Q4 2009–Q1 2011 (Belkin, & Mix, & Nelson, 14) Source: International Monetary Fund, World Economic Outlook, April 2011 (Belkin, & Mix, & Nelson, 4). Reasons behind the Financial Crisis The debts predicaments are featured to pro-cyclical economic policy in the period preceding the economic crisis. The countries impinged on had being managing large and untenable fiscal deficits for several years, largely funded through borrowing. The Government of Greek used deficit spending to increase extraordinarily, the people’s standard of living as the debt funded the joblessness societal benefits, raised the remuneration of public workers along with pensioners’ income, and sustained a mutually respectful labor market. The evident cause of the â€Å"European Debt Crisis† is also the changing of the ‘European Monetary Union’ (EMU) from financial stimuli to fiscal consolidation in the year 2009. Until that year, the EMU together with the entire European Union (EU) and other main financial systems followed the IMF order in the upshot of Lehman Brother’s insolvency, to promote global demand by way of increasing government spending. The

2000 US Presidental Election :: essays research papers

The fourth principle of the rule of law state, "all persons must be given due process, that is, a fair chance to defend themselves against formal charges that they have violated the rules." The premise for this principle is the example that, the official body that hears and renders judgment on the charges may be biased against the defendant instead of impartial. The decision of the United States Supreme Court to discontinue the counting of "undervotes" in the state of Florida was not only a politically biased decision, it was also a decision that violated the rule of law. My argument is based on not so much the dissenting opinion of the minority, but of the concurring opinion of the majority of the Supreme Court. A political trial is one in which political considerations, not simply the law and the facts, affect the proceedings and verdict. Every human being has a certain set of morals and beliefs that they hold to be an important part of their character. This is no different for the judges of the Supreme Court. They too have a set of morals and beliefs that they live by. The difference is that their job description says that they have to make decisions not based on their morals and beliefs, but their decisions must be based on the rule of law. It is obvious to me that many of the judges on the Supreme Court, did not follow their job description and instead of basing their decision of Bush vs. Gore on the rule of law, they based it on who they voted for. Every conservative on that panel voted to stop the recount which in turn helped Bush win, and every liberal on the panel voted to continue the recount which would have given Gore a chance at winning. The concurring opinion of the majority seems to make it evident in some of the arguments they make that their opinion was based on politics and not on law. Much of the evidence they bring up only seems to contradict their decision more than support it. In Rehnquist's opinion, with whom Scalia and Thomas join, concurring, he brings up the case of Anderson v. Celebrezze, (1983), in which the court said ''In the context of a Presidential election, state-imposed restrictions implicate a uniquely important national interest. For the President and the Vice President of the United States are the only elected officials who represent all the voters in the Nation.

Major Parts of Corporate Entrepreneurship.

* 4 major parts of corporate entrepreneurship. 1-New business venturing ( corporate venturing) Corporate venturing refers to the creation of a new business within an existing organization. Business dictionary defined corporate venturing as the practice where a large firm takes an equity stake in a small but innovative or specialist firm, to which it may also provide management and marketing expertise. Specifically, corporate venturing emphasized an internal capital resources, proprietary knowledge, and marketing expertise.The concept of corporate venturing has existed for many years in the US where many of the top companies have a venture capital fund or offer strategic alliances. While the number of companies involved is much smaller in this country, it has existed for many years and in many sectors. Traditionally corporate venturing has appealed to high-growth sectors such as pharmaceutical or technology companies. 2. Innovativeness It’s product and service innovation, with emphasis on development and innovation in technology.The innovation of product and services are crucially important to every economy. Innovation and new business development can be initiated by independent individuals or by existing enterprises. Corporate entrepreneurship is ever more considered as a valuable instrument for revitalizing existing companies. It is brought into practice as a tool for business development, revenue growth, and profitability enhancement for pioneering the development of new product, services and processes. 3. Self-renewalIt’s transformation through renewal of key ideas on which an organization is built. Self-renewal has strategic and organizational change implications and includes the redefinition of business concept, reorganization, and the introduction of system-wide changes for innovation. Self-renewal is entrepreneurial because it involves entrepreneurial efforts that result in significant changes to an organization’s business or corpora te level strategy. 4Proactiveness This term includes initiative, risk taking, competitive aggressiveness, and boldness.It attempts to lead rather than follow competitors. A proactive firm is inclined to take risk through experimentation. Some opinion conceives of proactiveness as a continuous search for market opportunities and experimentation with potential responses to changing environmental trend. Entrepreneurial proactiveness depends on the attractiveness of an opportunity and ability of the firm to grasp once it is perceived. Organizational performance depends on entrepreneurial proactiveness if there is uniqueness in the creation of new product from the available resource

Studying The Different Types Of Ratio Analysis Finance Essay - Free Essay Example

Sample details Pages: 5 Words: 1465 Downloads: 2 Date added: 2017/06/26 Category Finance Essay Type Research paper Did you like this example? Ratio Analysis is a technique used for financial analysis in which the figures are converted according to the ratios allotted for some useful assessment in comparison with the ratios of the past years and setting a bench-mark for the future years. This technique is very useful so as to establish the trends and bring in light, the strengths and weaknesses of the firm. The ratio analysis includes ratios that which are made up from the financial statements of the firm and includes key factors like profitability ratios, return on capital employed, liquidity ratios, working capital management ratios and capital structure ratios along with the stock market ratios. Don’t waste time! Our writers will create an original "Studying The Different Types Of Ratio Analysis Finance Essay" essay for you Create order The health of any company is clearly visible in the ratio analysis and gives the interpreter a clear picture when it is compared with the performances of previous years and other similar industry competitors. (Droms W.G., 2003) RELEVANCE OF RATIO ANALYSIS: Helps in assessing the firms performance: This technique is highly beneficial in assessing the financial health, profitability and operational efficiency of the firm. It ensures that the weaknesses of any firm will not go unnoticed as each and every fine detail is mentioned in the statements which will again be reflected in the ratios found out. Easiness of comparison within industry competitors: This technique is essential so as to compare the returns of the concerned firm with the industry standards and other leaders of the industry. Determination of financial health: This technique is used by the firm so as to know about the financial health of the firm in regards with the improvement or deterioration. It helps in setting out the direction of a companys action as the output is right out in front. Beneficial for budgeting and forecasting: The technique is used by the firm so as to know about the financial health of the firm in regards with the improvement or deterioration. It helps in setting out the direction of a companys action as the output is right out in front. Long Term Solvency: This technique is also widely used for its relevance in determining the financial health of the company down the line after few years due to various ratios like leverage ratios and capital structure ratios. (Steffy W., Zearley T., Strunk J., 2007) Weakness of ratio analysis: Many big companies operate in different business departments, thus it is difficult for them to compare against industry average. Inflation has played a key role in distorting the balance sheets as the written value is sometimes not even near to the original value, since the depreciation charges and cost of inventory is substantially affected by it. Different accounting practices being followed in the industry makes it more difficult for them to compare with other competitors. (Brigham E.F., Houston J.F., 2007) Profitability ratios: This ratio basically tells the analyst whether the business is making profit or is at some loss. It also lets the management know whether their strategy has been successful, if any related to the increase of profit margin. Gross Profit ratio: (Gross profit/sales)*100 % For 2008 = (62784.73/313923.68)*100 = 19.99 % For 2009 = (82404.96/494429.8)*100 = 16.66 % For 2010 = (102025.19/682784.01)*100 = 14.94 % Net Profit ratio: (Net profit/sales)*100 % For 2008 = (31392.36/313923.68)*100 = 9.99 % For 2009 = (43164.5/494429.8)*100 = 8.73 % For 2010 = (53454.35/682784.01)*100 = 7.83 % These ratios indicate the capacity of the company to generate profit or to control its business. The firm has seen the gross profit ratio and net profit ratio decline from 2008 to 2010. This has been primarily due to the fact that the firm has seen the sales figure increasing and not so great increment in profit share in it which might be possible due to the poor management of the funds or assets of the company. Share-holders ROCE: (Profit/Shareholders fund)*100% For 2008 = (31392.36/46215.25)*100 = 67.92 % For 2009 = (43164.5/92640.79)*100 = 46.59 % For 2010 = (53454.35/150838.46)*100 = 35.44 % Overall ROCE: (Profit/ (Shareholders fund + Borrowed Capital))*100 % For 2008 = (31392.36/46215.25)*100 = 67.92 % For 2009 = (43164.5/92640.79)*100 = 46.59 % For 2010 = (53454.35/ (150838.46 + 14822.87))*100 = 32.26 % The firm has been experiencing a drastic drop in the return on capital employed. This has happened primarily due to drop in the increasing rate of profit and huge increments in sales happening. Liquidity ratios: Liquidity imitates any firms ability to meet the short term obligations against the assets owned by the company which are readily convertible into cash. Current assets are mentioned as working capital as this is the capital which is used in day to day expenditure of the company. Current ratio: (Current assets/ Current liability) For 2008 = (44584.73/11561.84) = 3.86 For 2009 = (100200.45/21344.94) = 4.69 For 2010 = (180632.43/29942.21) = 6.03 This ratio indicates the capacity of the firm to pay off its debts within the time frame of a year with current assets in hand. The industry standard is considered to be 2:1. In our case, the company has been experiencing a sharp increase in this ratio. This has happened due to the fact that the company is keeping most of the money from the profits or sales in banks and are not investing it into the business. Quick ratio: ((Current assets stocks)/ Current liability) For 2008 = (40879.01/11561.84) = 3.53 For 2009 = (92789.01/21344.94) = 4.35 For 2010 = (165809.56/29942.21) = 5.54 This ratio emphasizes on the fact that not all assets are easily and instantly convertible into cash including the likes of stocks. In our firm, it has increase a sharp increase in the ratio from 2008 to 2010. This is also due to the same reason for keeping most of the cash in the bank and not investing it into business. Working Capital Management: This ratio basically emphasizes on how well the assets or services of the company are being utilised. This would gauge a firms capability to use the credit it receives from the market and in turn receive the investment from the debtors as quickly as possible. Stock Holding Period: (Average stocks/cost of sales)*365 For 2008 = (3705.72/251138.95)*365 = ~ 6 days For 2009 = (7411.44/412024.84)*365 = ~ 7 days For 2010 = (14822.87/580758.82)*365 = ~ 10 days This ratio tells the analyst about the time frame that the firm has to keep the stocks with them before they are sold into the market. This ratio is increasing from 6 to 10 days in the end which is not a matter of concern. Debtors Collection period: (Debtors/ Total Sales)*365 For 2008 = (7411.44/313923.68)*365 = ~ 9 days For 2009 = (15564.02/494429.8)*365 = ~ 12 days For 2010 = (35574.9/682784.01)*365 = ~ 20 days This ratio tells us the capability of the firm to collect money from its debtors as not all business transactions are done in cash. Here we see that the time frame has increased more than double for collection which is not a good sign and the company should follow up closely with the clients and put a bit of pressure on them in the permissible limit. Creditors payment period: (Creditors/cost of sales)*365 For 2008 = (8300.81/251138.95)*365 = ~ 13 days For 2009 = (16601.62/412024.84)*365 = ~ 15 days For 2010 = (24605.97/580758.82)*365 = ~ 16 days This ratio tells us the time frame that the company takes before handing out the payments back to the creditors. The time frame has been increasing from 2008 to 2010. This is a good sign as this means that the money which is handed out late to the client can help the firm in any investment for that period or to earn interest on it. Capital Structure ratios: Financing of a company is done either by equity or debt. Equity allows the directors of the company to decide at their own discretionary. But, debt financing involves an element of greater risk and an obligation to pay off the investment along with the interest to the concerned institution or investor. Gearing ratio: (Borrowed Capital/ (Shareholders fund + Borrowed capital))*100 For 2010 = (14822.87(14822.87 + 150838.46)) = 8.95 % This ratio is not applicable for 2008 and 2009 as the company was all financed by equity capital and was not using any borrowed capital or long term loan. But, in 2010, the firm borrowed capital from the market which is a good sign as it helps the company in reducing the taxes as the interest paid for loan is included after deduction of interest. Interest cover: (Net Profit/ Interest) For 2010 = (53454.35/ 1482.29) = 36 times Since the company had no borrowed money in 2008 and 2009, thus it was not entitled to pay any interest. But, after borrowing money in 2010, it was clearly visible that the company had more than enough funds to cover the interest to be given to the concerned institution or investor investing in the firm. Dividend Cover: (Net Profit/ Dividends) For 2008 = (31392.36/3261.03) = 9.62 times For 2009 = (43164.5/4743.32) = 9.1 times For 2010 = (53454.35/5336.24) = 10.02 times The company is in a strong position to pay out the dividends to its share holders which would further instil confidence in the investors to invest more. CONCLUSION: After analysing through the reports of the company and glancing through the ratios, we come to the conclusion that the company is in desperate need of proper management which can take suitable actions. These actions include primarily increasing the gearing ratio of the firm which looks very low. This would in-turn solve most of the problems by saving the money from going into the tax and diverting it as interest. Another key suggestion might be to decrease the money in the bank and invest it into the company, so that the company can experience greater growth rates and an increased opportunity for the investors as well. The firm should also keep a close eye on the debtors collection period ratio as the time has more than double within 3 years which is not a good sign.